Helping thousands of small and micro entrepreneurs in Azerbaijan, especially in the regions, has always been one of Viator's main goals. Higher and more realistic goals for the future development of the organization have been identified and planned with the goals of the organization on the way to growth and development. The growth of the organization includes an increase in the number of clients and the expansion of the loan portfolio. To achieve these goals, Viator needs partners to invest and participate in future development as a partner of the organization. Over the past few years, Viator Microcredit has partnered with various international investment organizations, including organizations such as Symbiotics, Grameen, and ResponsAbility. Viator has always fulfilled its obligations.


PASHA Bank is one of the largest banks in Azerbaijan.
PASHA Bank OJSC (Open Joint Stock Company) is one of the PASHA Group organizations and was established in June 2007. The Bank operates on the basis of the license No. 250 of the Central Bank of the Republic of Azerbaijan dated November 28, 2008. Viator managed to get an investment of AZN 1,000,000. This means that we can send the money to the branches to offer it to clients as a loan. This allows the organization to increase the number of active clients and allow the organization to achieve its goals.




Xalg Bank operates on the basis of license No. 246 dated December 27, 2004 issued by the Central Bank of the Republic of Azerbaijan. Viator has been cooperating with Xalg Bank since 2016. Cooperation with Xalg Bank, we began internal and external bank transfers, followed by conversion operations, rental of deposit safes, salary cards and loans.




Xalg Life-Insurance relations are one of the important elements of a market economy. Viator has been cooperating with Xalg Life Insurance Company OJSC since November 2019. XalG Life Insurance Company OJSC started its insurance activity in March 2019. Xalg Life Insurance Company OJSC provides a wide range of services in the field of life insurance.





AzFinance Investment Company is the most advanced and reliable investment company operating in our country. AzFinance Investment Company is one of the companies that received the first license for providing investment services in the Republic of Azerbaijan (license No. 087907 dated January 6, 2016). Through AzFinance Investment Company, we continue our close cooperation in the direction of issuing and placing bonds on behalf of Viator.



As a microfinance institution, Viator Microcredit's initiatives are designed to live up to clients expectations and have a positive impact on their lives through a responsible micro credit program.